Now in Beta • Powered by AP2 Protocol

A-Pay-G – Agent Payment Gateway

AgentPaymentGateway

The payment infrastructure that enables AI agents to transact safely on your behalf. Secure, compliant, and built for the future.

AP2 Protocol
x402 Stablecoins
Multi-Rail Support
Real-time Settlement
Enterprise Security

The Future of AI Commerce

A-Pay-G is the payment infrastructure for the age of autonomous AI agents.

The Problem

AI agents are becoming autonomous — but they can't make payments without human intervention. Every transaction requires manual approval.

Our Solution

A-Pay-G provides the trust layer that enables AI agents to transact safely and compliantly — on behalf of users, within defined limits.

The Opportunity

A $10 trillion market by 2030. We're building the financial infrastructure that makes autonomous agent commerce possible.

Our Flagship Product

APTO

Agent Payment Trust Orchestrator

$12.50

AI Agent

Requests payment

APTO Verifies

Checks mandate

Payment Routes

Cards, banks, crypto

Complete

With proof

User-Defined Limits

You stay in control. Set spending limits, approve merchants, and revoke access anytime.

Cryptographic Proof

Every transaction is signed and verifiable. Know exactly what your agent did and why.

Any Payment Rail

Cards, bank transfers, and stablecoins. One integration, all payment methods.

AI Agent paid $12.50 via USDC
Automated SaaS Renewal: $45.00
Verifying Merchant Mandate... Success
Stablecoin Swap: 100 USDT → USDC
AI Agent authorized $2.99
Risk Policy Check... Passed
Payment Route optimized via Base
Cryptographic Proof generated
AI Agent paid $12.50 via USDC
Automated SaaS Renewal: $45.00
Verifying Merchant Mandate... Success
Stablecoin Swap: 100 USDT → USDC
AI Agent authorized $2.99
Risk Policy Check... Passed
Payment Route optimized via Base
Cryptographic Proof generated
How APTO Works

Payment Flow in Action

Watch the complete technical flow: from cryptographic intent creation to immutable settlement proof — all orchestrated in under 800ms.

User
AI Agent
APTO Layer
Merchant
1

Create Intent

apto.create_intent(budget=$500, merchant="Nike")

User approves a spending limit for their AI agent. This creates a cryptographically signed authorization.

User DeviceAI Agent
2

Trust Verification

apto.verify_mandate(cart_id="cart_0x9f2a")

APTO verifies the agent is authorized for this specific purchase against the Trust Registry.

Trust RegistryMandate Verification
3

Risk & Route

apto.route_payment(preferred_rail="optimal")

Real-time ML fraud detection runs in parallel. APTO selects the best payment rail (Card, Bank, or Crypto).

Risk EngineRail Selector
4

Settle with Proof

apto.settle_with_proof()

Payment executes atomically. Immutable evidence is stored for dispute resolution and compliance.

Payment RailEvidence Store
~800ms
Total Latency
50ms
Trust Verification
100ms
Risk ML Inference
150ms
Evidence Logging
Developer Experience

Built for the AI Economy

Integrate autonomous payments into your agent logic with the AP2 Protocol. Hover over the code to see how APTO orchestrates the flow.

apto_integration.py
1
# 1. Initialize APTO Orchestrator for the Agent
2
import apto_sdk
3
apto = apto_sdk.Orchestrator(api_key="sk_live_...")
4
5
# Step 1: Create an IntentMandate for the Agent
6
intent = apto.create_intent(
7
description="Purchase 3x Enterprise GPUs",
8
merchants=["Nvidia", "Dell"], max_budget=45000.00
9
)
10
11
# Step 2: APTO verifies the Cryptographic CartMandate
12
apto.verify_mandate(cart_id="cart_0x9f2a", proof_req=True)
13
14
# Step 3: Global Rail Selection (Cards, NPP, USDC)
15
apto.route_payment(preferred_rail="npp_payto")
16
17
# Step 4: Atomic Settlement with Verifiable Proof
18
apto.settle_with_proof()
Supported SDKs:
PythonNodeJSGoRust
APTO Product Suite

Enterprise-Grade Portals

A complete platform for AI agent payments. From user wallets to merchant integration, APTO provides the trust infrastructure for the agent economy.

APTO Wallet icon

APTO Wallet

For End Users

Give your customers complete control over their AI agent spending with intuitive mandate management.

  • Mandate control & spending limits
  • Real-time transaction history
  • Cryptographic evidence trail
  • Multi-agent management
APTO Wallet
Operator Console icon

Operator Console

For Platform Admins

Enterprise command center for risk management, trust registry, and compliance monitoring.

  • Risk policy configuration
  • Trust registry management
  • Real-time system monitoring
  • Role-based access control
Operator Console
Merchant Portal icon

Merchant Portal

For Merchants

Accept AI agent payments with built-in fraud protection and instant settlement.

  • Agent verification
  • Transaction dashboard
  • Dispute resolution
  • Automated payouts
Try Merchant Portal

Built for the Agent Economy

APTO (Agent Payment Trust Orchestrator) provides the trust infrastructure that makes autonomous agent payments possible, secure, and compliant with global regulations.

Verifiable Trust

Cryptographically signed mandates ensure every transaction is authorized, authentic, and accountable.

Multi-Rail Orchestration

Seamlessly route payments across cards, PayTo, ACH, and x402 stablecoins with a unified API.

Enterprise Security

PCI DSS, SOC 2, and PSD2 compliant. Built with Rust for memory safety and performance.

Global Scale

Multi-region deployment with 99.9% uptime SLA. Handle 1000+ TPS with sub-150ms latency.

AI-Native Design

Purpose-built for autonomous agents with intent-based mandates and risk evaluation.

Real-time Evidence

Immutable audit trails with tamper-evident logging for dispute resolution and compliance.

<150ms
P95 Latency
99.9%
Uptime SLA
1000+
TPS Capacity
24/7
Global Support

Deploy Your Way

Choose the deployment model that fits your security, compliance, and operational requirements.

☁️Managed Cloud Service

Fully Managed SaaS

Get up and running in minutes with our enterprise-grade cloud platform. We handle infrastructure, scaling, security, and compliance so you can focus on building.

Instant Setup

Deploy in minutes with zero infrastructure management

🌍

Global Scale

Multi-region deployment with automatic failover

🔄

Auto Updates

Always on the latest version with zero downtime

📊

Built-in Monitoring

Real-time dashboards and alerting included

Infrastructure● Live
GKE Autopilot
85%
Cloud Spanner
85%
Pub/Sub
85%
Cloud KMS
85%
Load Balancer
85%
99.9%
Uptime
24/7
Support
Auto
Scaling
FeatureSaaSSelf-Hosted
Setup Time< 5 minutes1-2 hours
Infrastructure ManagementManagedYou manage
Data LocationMulti-regionYour choice
Air-Gap Support
Custom KMS/HSMLimitedFull support
Automatic UpdatesManual
ComplianceSOC 2, PCI DSSYour standards

Trust by Design

APTO (Agent Payment Trust Orchestrator) implements the Agent Payments Protocol (AP2) to solve the fundamental trust challenges in autonomous commerce. Every transaction is backed by verifiable digital credentials that prove authorization, authenticity, and accountability.

1

Intent Mandates

Users delegate authority to agents with strict constraints on amount, merchant, and expiry.

2

Cart Verification

Cryptographic proof that the user approved the specific items and total before payment.

3

Payment Orchestration

Seamless routing across traditional and crypto rails with embedded compliance checks.

const mandate = await apto.verifyIntent();
const risk = await apto.evaluateRisk(mandate);
if (risk.score < threshold) {
await apto.orchestrate(payment);
}
✓ Verified
🔒 Encrypted

Ready to Build the Future?

Join the pioneers building the Agent Economy. Get started with APTO (Agent Payment Trust Orchestrator) today and enable secure, compliant payments for your AI agents.